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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

April 28, 2024 | By Maurie Backman

Is a 3-Month CD Even Worth It?

A CD could score you a higher interest rate on your money than a savings account. But is it worth opening a really short-term CD? Read on to find out.
April 28, 2024 | By Matt Frankel, CFP®

How Much Do You Need to Fly to Earn American Airlines AAdvantage Platinum Status?

Want AAdvantage Platinum status? It isn't about how much you fly. Learn here how you can earn it.
April 28, 2024 | By Dana George

3 Lies You've Been Told About Women and Money

Humans are fed stereotypes throughout life. Keep reading to learn more about the stereotypes surrounding women and finances.
April 28, 2024 | By Maurie Backman

3 Strategies to Boost Your Emergency Fund by $1,000 by the End of the Year

Want to grow your emergency savings nicely? These moves could leave you with an extra $1,000 by the time 2024 wraps up.
April 28, 2024 | By Lyle Daly

What to Know About Travel Rewards Credit Cards Before Your Honeymoon

Honeymoons are expensive, with an average cost of over $5,000. Learn how you could use travel rewards credit cards to make it yours cheaper.
April 28, 2024 | By Christy Bieber

4 Signs You Shouldn't Open a CD Even Though Rates Are Above 5%

CD rates are high, but that doesn't mean everyone should have one. Watch for these four red flags that suggest a CD could be a bad financial move for you.
April 28, 2024 | By Ashley Maready

5 Ways to Tell You're Really Ready to Buy a Home

Renting vs. buying is a major personal finance debate. Keep reading to see how you can tell you're in a homeowner mindset.
April 28, 2024 | By Ben Gran

This Online Bank Is Designed for Doctors, Nurses, and Healthcare Professionals -- Should You Try It?

Are you a doctor, nurse, or other healthcare professional? Laurel Road could be a great choice for your banking needs. Learn more!
April 28, 2024 | By Ashley Maready

Cheap Methods for Boosting Your Credit Score When Buying Your First Home

Getting your credit in good shape before applying for a mortgage is a solid idea. Keep reading for a few ways to do just that.
April 28, 2024 | By Ben Gran

Wealthfront Cash Account Offers Same-Day Withdrawals on Holidays and Weekends

The Wealthfront Cash Account has some helpful features for savers. Read on to learn how it works.
April 28, 2024 | By Lyle Daly

4 Reasons to Go for Airline Elite Status

Airline elite status includes special perks, but it can be hard to get. Check out the top reasons to work toward it, so you can decide if it's right for you.
April 28, 2024 | By Dana George

This Is How Much Stay-at-Home Parents Could Be Saving

The thought of quitting work is sobering. However, keep reading to learn the financial impact of a stay-at-home parent.
April 28, 2024 | By Charlie Pastor, CFP®

More Young Americans Are Investing. Here's How to Build Wealth if You're One of Them

The next generation of investors has arrived -- and they have a chance to excel financially. Keep reading to learn more.
April 27, 2024 | By Dana George

5 Tips to Save Big on Your Next Costco Haul

As one of the most popular retailers on the planet, there are plenty of shoppers who count on Costco. These five tips could help them save more.
April 27, 2024 | By Maurie Backman

Here's What Happens When Your Credit Score Rises by 20 Points

A 20-point credit score increase won't always make a huge difference. But in some cases, it might. Read on to learn more.
April 27, 2024 | By Ben Gran

4 Life Insurance Riders Every Senior Should Consider

Want to buy life insurance as a senior? Don't forget about riders. Here's how the best life insurance riders can help you with long-term care and other costs.
April 27, 2024 | By Lyle Daly

3 Credit Card Mistakes I've Made and How Much They Cost Me

Credit card mistakes can be expensive. Check out three of the mistakes I've made so you know what not to do.
April 27, 2024 | By Maurie Backman

Struggling to Afford Your Auto Insurance? 3 Steps Worth Taking

Auto insurance can be a drain on your finances. Here's what to do if you're having a hard time keeping up with the cost.
April 27, 2024 | By Ashley Maready

3 Effective Ways for College-Bound Teens to Maximize Their HYSA

Opening a savings account before you go off to college can help build a lifelong habit. Keep reading to learn what to consider when you're a beginning saver.
April 27, 2024 | By Lyle Daly

4 Lies You May Have Been Told About Flying Business Class

There are lots of myths and misconceptions about flying business class. Learn about the most common ones so you don't fall for them.
April 27, 2024 | By Natasha Etzel

How to Choose Affordable Business Banking for Your Freelance Services

Are you considering opening a business bank account for your freelance services? Affordable banking options exist. Here's what to look for and what to avoid.
April 27, 2024 | By Steven Porrello

The Single Worst Mistake You Can Make With Rewards Credit Cards

Rewards credit cards can help you earn points or miles. Keep reading for an error that could see you end up with a mound of debt.
April 27, 2024 | By Christy Bieber

CD Rates Topping 5% Could Soon Be Harder to Find. Should You Invest in Them Now?

While higher-rate CDs have been common in recent months, they are slowly disappearing. Find out what you should know about whether to buy.
April 27, 2024 | By Lyle Daly

5 No-Brainer Reasons You Should Never Get a Vacation Loan

If you don't have enough saved for travel, you may be considering a vacation loan. Find out why this isn't a good idea and how it can cost you.
April 27, 2024 | By Matt Frankel, CFP®

How Much Do You Need to Fly to Earn American Airlines AAdvantage Gold Status?

It's not how much you fly, it's how much you spend. Learn what you need to know about achieving elite status on American Airlines.