The following video is from Monday's MarketFoolery podcast, in which host Chris Hill, along with Jim Gillies and Joe Magyer, discuss the latest business news. Nokia's Lumia 900 Windows phone hit the U.S. market in April with a price tag of $99. Now, just three months later, the price has been cut in half. Will this move pay off for Nokia as well as consumers? In this segment, the guys analyze the challenges facing both Nokia and Research In Motion and share why Nokia's stock is the kind of value trap investors should stay away from.

Even though shares of Nokia are trading at a bargain-basement price, our analysts don't believe it will pay off for investors. To find stocks like will pay off for investors, just check out The Motley Fool's free report "2 Dirt Cheap Stocks With HUGE Dividends." You can get analysis of a market leader in payment systems and a high-yielding energy company by accessing this report. It won't be available forever, so click here -- it's free.

Chris Hill and The Motley Fool own shares of Microsoft. Motley Fool newsletter services have recommended buying shares of Microsoft and creating a bull call spread position in Microsoft. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. Try any of our Foolish newsletter services free for 30 days. The Motley Fool has a disclosure policy