When a stock hits a fresh low, it can either signal a dirt cheap dream stock or a dreadful stock to avoid. Separating the wheat from the chaff is difficult, but finding well-run companies at bargain-basement prices is a great way to accumulate a fortune over the long run.

With that in mind, we'll use the aggregate intelligence of the 125,000-plus investors participating in Motley Fool CAPS to see what the community is saying about stocks hitting 52-week lows today. The community's approval (signified by four- and five-star ratings) could indicate that further research is in order.

Here are three such stocks:

Company

Today’s Intraday Price

Industry

CAPS Rating (out of 5)

Fools Saying Outperform

HSBC Holdings plc (ADR) (NYSE:HBC)

$34.03

Commercial Banks

1  Stars

454 of 691

Newell Rubbermaid, Inc. (NYSE:NWL)

$8.56

Household Durables

4 Stars

301 of 325

iPath S&P GSCI Crude Oil Total Return Index ETN (NYSE:OIL)

$19.13

Funds

3 Stars

406 of 462

Source: Motley Fool CAPS, as of Jan. 20, 2009.

Top-rated commercial banks companies:

  • International Bancshares Corp (NASDAQ:IBOC): Stock price is (9%) lower than last year.
  • Bancolombia S.A. (ADR) (NYSE:CIB): Stock price is (28%) lower than last year.

Top-rated household durables companies:

  • National Presto Industries, Inc. (NYSE:NPK): Stock price is 67% higher than last year.
  • Snap-on, Inc. (NYSE:SNA): Stock price is (14%) lower than last year.

Join us on CAPS to learn more about these and countless other interesting stock ideas.