How to Invest in Klarna Stock

How to buy Klarna stock

Now that it's a publicly traded company, anyone can buy shares of Klarna in their brokerage account. Here's a step-by-step guide on how to buy the stock:

1. Open your brokerage account: Log in to your brokerage account where you handle your investments.
2. Search for the stock: Enter the ticker or company name into the search bar to bring up the stock's trading page.
3. Decide how many shares to buy: Consider your investment goals and how much of your portfolio you want to allocate to this stock.
4. Select order type: Choose between a market order to buy at the current price or a limit order to specify the maximum price you're willing to pay.
5. Submit your order: Confirm the details and submit your buy order.
6. Review your purchase: Check your portfolio to ensure your order was filled as expected and adjust your investment strategy accordingly.

Should I invest in Klarna?

Now that Klarna's a public company, anyone can easily buy shares in their brokerage account. Here are some reasons why you might want to buy shares of Klarna:

• You're a fan of the company and use its services.
• You think it can disrupt the credit card and financial services industries.
• You think Klarna can continue growing its revenue briskly and eventually start producing sustainable profits.
• You believe Klarna can keep its competitors at bay.
• You prefer to invest in founder-led companies.
• You're excited that Klarna is embracing artificial intelligence to enhance its products.

On the other hand, here are some reasons why Klarna might not be the right choice for your portfolio:

• You don't use BNPL products.
• You prefer one of Klarna's competitors.
• You're concerned about there being too much competition in the BNPL space.
• You're worried that a recession could significantly affect Klarna's growth and profitability.
• You're not sure Klarna can become consistently profitable.

Is Klarna profitable?

Klarna has been reporting its financial results in anticipation of its IPO. It reported its second-quarter results in August 2025. The financial technology company booked $823 million in revenue during the period. It also posted its fifth straight quarter of operational profitability at $29 million, up more than $26 million from the prior quarter.

However, the company still wasn't profitable on a generally accepted accounting principles (GAAP) basis. Its net loss for the quarter was $53 million, an increase from the $18 million net loss it posted in the year-ago period.

Reaching sustained profitability will be important for Klarna. Companies that grow their earnings tend to create the most value for investors over the long term.

Does Klarna pay a dividend?

No, Klarna doesn't pay a dividend. The financial technology company had just completed its IPO in late 2025 and had yet to initiate a dividend. It likely won't start paying a dividend anytime soon because the company isn't yet profitable.

ETFs with exposure to Klarna

As a recent IPO, Klarna has yet to make its way into most ETFs, so you can't yet use ETFs to gain passive exposure to the financial technology company.

However, investors interested in IPO stocks or fintech stocks could consider the following ETFs as a way to capitalize on the same trends driving Klarna's growth:

• Renaissance IPO ETF (IPO +1.35%): This ETF invests in new IPO stocks. It rebalances each quarter, adding new companies as they go public and cycling older ones out after three years. In late 2025, the fund held shares of nearly 30 companies. It charges investors an ETF expense ratio of 0.6%.
• ARK Fintech Innovation ETF (ARKF +2.40%): This actively-managed fund invests in companies focused on fintech innovation. It aims to hold 35-55 stocks and charges investors a 0.75% expense ratio.

Will Klarna stock split?

Klarna doesn't have an upcoming stock split. The company has just completed an IPO in late 2025. It priced its shares at $40, and they were above that level shortly after going public. That's an accessible price point for most investors. Klarna's stock would need to continue rising before it would consider a stock split.

The bottom line on Klarna

Klarna aims to revolutionize the retail banking sector. It offers customers BNPL options as an alternative to credit cards and is an early adopter of AI to improve its offerings. It's growing fast and is on the cusp of sustainable profitability. These features make it one of the more exciting financial technology companies.

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