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Swift Code vs. Routing Number: What's the Difference?

By Lyle Daly – Updated Jan 29, 2025 at 11:45PM

Key Points

  • SWIFT codes facilitate international money transfers using unique identifiers ranging from eight to 12 characters.
  • Routing numbers are nine digits that direct domestic U.S. transfers.
  • The right type of code simply depends on whether you're making a domestic or international transfer.

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