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Swift Code vs. Routing Number: What's the Difference?

By Lyle Daly – Updated Jan 29, 2025 at 11:45PM

Key Points

  • SWIFT codes facilitate international money transfers using unique identifiers ranging from eight to 12 characters.
  • Routing numbers are nine digits that direct domestic U.S. transfers.
  • The right type of code simply depends on whether you're making a domestic or international transfer.
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

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