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Waterdrop(NYSE) WDH

Current Price$1.12
Market Cap$314.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)-88%
5 Year-79%
1 Year-41%
1 Month-3%
Waterdrop last closing stock price
MetricPriceDate
Last closeUSD 1.122026-07-24
Waterdrop stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-5.08%USD 1.182026-07-17
1 month-2.61%USD 1.152026-06-24
3 month-33.73%USD 1.692026-04-24
Year to date-39.99%USD 1.872025-12-31
1 year-41.48%USD 1.912025-07-24
3 year-37.69%USD 1.802023-07-25
5 year-78.86%USD 5.302021-07-23
Since inception-87.5%USD 8.962021-05-07

Waterdrop Financials at a Glance

Market Cap

$314.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥4.44B

Net Income (TTM)

CN¥556.28M

EPS (TTM)

$0.21

P/E Ratio

5.29

Dividend

$0.06

Beta (Volatility)

0.66 (Low)

Price

$1.12

Volume

0

Open

$1.14

Previous Close

$1.12

Daily Range

$1.12 - $1.14

52-Week Range

$1.08 - $2.18

Estimated Earnings Date

Sep 2, 2026

WDH News

featured-earnings-leadership-highlights.png

Waterdrop Q2 Profit Jumps 86%

Motley Fool Markets TeamSep 4, 2025
A person looking at view with cityscape behind them.

Why Shares of Waterdrop Finished Up Today

Dave KovaleskiSep 9, 2022
Man at desk with head down atop graph printouts

Why Waterdrop Stock Was Waterlogged on Wednesday

Eric VolkmanJun 15, 2022
Generic Upward 8 Getty

Why Shares of Waterdrop Are Surging

Bram BerkowitzMar 23, 2022

WDH: Motley Fool Moneyball Superscore

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About Waterdrop

Waterdrop Inc. is a leading online insurance brokerage firm in China, specializing in connecting users with various insurance products. The company offers a range of health and life insurance services, alongside innovative platforms for medical crowdfunding and clinical trial recruitment.

Products and Services
  • Online insurance brokerage services for health and life insurance
  • Medical crowdfunding platform for healthcare financing
  • Clinical trial patient recruitment platform for pharmaceutical companies
Growth Outlook
  • Revenue increased to CNY 1.23 billion in Q1 2026
  • Net income reached CNY 97.8 million in Q1 2026
  • Strong demand for insurance products in the growing Chinese market
Financial Highlights
  • Trailing twelve months (TTM) revenue of CNY 4.5 billion
  • Net profit margin of 12.53% for TTM
  • Current ratio of 1.95, indicating strong liquidity
Waterdrop Inc. has established itself as a significant player in the insurance brokerage sector in China. The company's innovative approach to connecting users with insurance products, combined with its additional services, positions it well for future growth. Recent financial performance indicates a robust revenue stream and profitability, reflecting the increasing demand for insurance solutions in the region. The company's strong liquidity, as evidenced by a current ratio of 1.95, further supports its operational stability and potential for expansion. Investors may find Waterdrop Inc. an intriguing opportunity within the financial services sector.
AI Generated • Jul 20, 2026

Industry

Insurance

Sector

Financials

Employees

3,018

CEO

Peng Shen, EMBA

Website

www.waterdrop-inc.com

Headquarters

Beijing, BJ 100102, CN

WDH Financials

Key Financial Metrics (TTM)

Gross Margin

53.97%

Operating Margin

8.41%

Net Income Margin

12.53%

Return on Equity

10.94%

Return on Capital

6.90%

Return on Assets

7.19%

Earnings Yield

18.90%

Dividend Yield

5.36%

Payout Ratio

0.00%

Stock Overview

Market Cap

$314.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

280.69M

Volume

0

Avg. Volume

184.76K

Financials (TTM)

Gross Profit

CN¥2.40B

Operating Income

CN¥373.28M

EBITDA

CN¥373.28M

Operating Cash Flow

CN¥0.00

Capital Expenditure

CN¥0.00

Free Cash Flow

CN¥0.00

Cash & ST Invst.

CN¥1.82B

Total Debt

CN¥294.35M

Waterdrop Performance Analysis

Waterdrop annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 416,080,638-16.3%
20232023-12-31CNY 371,305,064-10.8%
20242024-12-31CNY 385,145,3753.7%
20252025-12-31CNY 553,354,62843.7%
Waterdrop sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3011.2%
Q32025-09-3016.3%
Q42025-12-3142.8%
Q12026-03-31-11.3%
Waterdrop annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 0.22N/A
20232023-12-31CNY 0.06-72.9%
20242024-12-31CNY 0.14125.8%
20252025-12-31CNY 0.2155.2%
Waterdrop sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3033.3%
Q32025-09-305.0%
Q42025-12-31828.6%
Q12026-03-31-33.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

CN¥1.23B

+63.8%

Gross Profit

CN¥750.87M

+97.9%

Gross Margin

60.81%

N/A

Market Cap

$314.38MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$104.17K

N/A

Employees

3,018

N/A

Net Income

CN¥97.78M

-9.6%

EBITDA

CN¥79.47M

+4.7%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

CN¥1.82B

-5.8%

Total Debt

CN¥294.35M

+702.5%

Accounts Receivable

CN¥2.69B

+92.0%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥10.99M

+92.6%

Short Term Debt

CN¥284.42M

+818.3%

Return on Assets

7.19%

N/A

Return on Invested Capital

7.09%

N/A

Free Cash Flow

CN¥0.00

N/A

Operating Cash Flow

CN¥0.00

N/A

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Questions About WDH

What is the current price of Waterdrop?

Waterdrop is trading at $1.12 per share.

What is the 52-week range for Waterdrop?

Over the past 52 weeks, Waterdrop has traded between $1.08 and $2.18.

How much debt does Waterdrop have?

As of the most recent reporting period, Waterdrop reported total debt of CN¥42.77M.

How much cash does Waterdrop have on hand?

Waterdrop reported CN¥244.26M in cash and cash equivalents in its most recent financial results.

What is Waterdrop’s dividend yield?

Waterdrop currently has a dividend yield of 5.36%.

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