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Tompkins Financial(NYSEMKT) TMP

Market Cap$1.42BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1986)+1,480%
5 Year+58%
1 Year+49%
1 Month-2%
$99.06
+0.18%
+0.18Today
Tompkins Financial last closing stock price
MetricPriceDate
Last closeUSD 99.062026-09-15
Tompkins Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.65%USD 98.422026-09-08
1 month-2.12%USD 101.212026-08-14
3 month+13.45%USD 87.312026-06-17
Year to date+39.76%USD 70.882025-12-31
1 year+48.94%USD 66.512025-09-15
3 year+122.5%USD 44.522023-09-15
5 year+58.31%USD 62.572021-09-16
Since inception+1,479.71%USD 6.271986-07-15

Tompkins Financial Financials at a Glance

Market Cap

$1.42BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$489.39M

Net Income (TTM)

$175.30M

EPS (TTM)

$12.22

P/E Ratio

8.11

Dividend

$2.69

Beta (Volatility)

0.83 (Low)

Price

$99.06

Volume

2,066

Open

$98.80

Previous Close

$99.06

Daily Range

$98.24 - $99.75

52-Week Range

$61.88 - $102.59

Estimated Earnings Date

Oct 23, 2026

TMP News

Foolcom-Featured.png

Tompkins Q2 EPS Up 36 Percent

Motley Fool Markets TeamJul 25, 2025

Tompkins Financial Raises Dividend 5%

Rich DupreyOct 19, 2013

Finding Value in Northeast Regional Banks

Robert EberhardNov 23, 2011

Is This the Best Bank in the Northeast?

Robert EberhardOct 10, 2011

7 Regional Banks Within 3% of Their 52-Week Lows

Anand ChokkaveluSep 7, 2011

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About Tompkins Financial

Tompkins helps people and small businesses manage their money. It provides bank accounts, loans, and investment advice through local offices. These services make it easier for families to save and grow.

Banking, Wealth, and More

  • Banking Services: Collects deposits and issues loans for local residents and businesses across New York and Pennsylvania.
  • Wealth Management: Provides investment advice, estate planning, and tax services under the Tompkins Financial Advisors brand.
  • Commercial Lending: Offers financing for real estate, construction, equipment, and agricultural operations.
  • Cash Management: Supplies businesses with digital tools for remote deposits and mobile banking services.

New Partners and Fresh Paths

  • Sold all shares of Tompkins Insurance Agencies, Inc. to Arthur J. Gallagher Risk Management Services, LLC in October 2025.
  • Integrated digital service delivery tools to meet changing client expectations and self-serve needs.
  • Invested in automation and security analytics to drive efficiency across its network of 54 banking offices.

What Makes Tompkins Different?

The firm relies on a community-based model that emphasizes personal service over purely digital interactions. It also maintains a specialized focus on agricultural lending, which supported $348.8 million in loans as of December 31, 2025.

Measuring Recent Progress

  • Net income was $26.1 million in Q1 2026, up 32.5% from Q1 2025.
  • Operating income reached $34.5 million in Q1 2026, up 33.6% from Q1 2025.
  • Gross profit was $82.2 million in Q1 2026, up 7.6% from Q1 2025.
  • Market capitalization was $1.1 billion in Q1 2026, up 25.2% from Q1 2025.

Evolution of a Community Bank

Tompkins has transitioned from a local trust company into a diversified regional bank operating across two states. Recent moves to unify its operations and sell its insurance arm have sharpened its focus on core banking and wealth management.

AI Generated • May 1, 2026

Industry

Banks

Sector

Financials

Employees

813

CEO

Stephen S. Romaine

Website

www.tompkinsfinancial.com

Headquarters

Ithaca, NY 14851, US

TMP Financials

Key Financial Metrics (TTM)

Gross Margin

72.60%

Operating Margin

34.90%

Net Income Margin

35.82%

Return on Equity

19.30%

Return on Capital

14.07%

Return on Assets

1.99%

Earnings Yield

12.33%

Dividend Yield

2.72%

Payout Ratio

21.43%

Stock Overview

Market Cap

$1.42BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

14.38M

Volume

2.07K

Avg. Volume

104.05K

Financials (TTM)

Gross Profit

$355.28M

Operating Income

$170.82M

EBITDA

$174.72M

Operating Cash Flow

$56.03M

Capital Expenditure

-$4.38M

Free Cash Flow

$51.65M

Cash & ST Invst.

$71.69M

Total Debt

$728.07M

Tompkins Financial Performance Analysis

Tompkins Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 329,322,0002.9%
20232023-12-31USD 307,622,000-6.6%
20242024-12-31USD 435,744,00041.6%
20252025-12-31USD 392,658,000-9.9%
Tompkins Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-304.7%
Q42025-12-3186.4%
Q12026-03-31-49.5%
Q22026-06-30-76.8%
Tompkins Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.89-2.7%
20232023-12-31USD 0.66-88.8%
20242024-12-31USD 4.97650.4%
20252025-12-31USD 11.24126.3%
Tompkins Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3010.0%
Q42025-12-31306.1%
Q12026-03-31-72.8%
Q22026-06-3012.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$26.60M

-77.1%

Gross Profit

-$5.71M

-107.2%

Gross Margin

-21.48%

N/A

Market Cap

$1.42BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.75M

N/A

Employees

813

N/A

Net Income

$29.30M

+36.5%

EBITDA

-$36.77M

-221.0%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$71.69M

-93.2%

Total Debt

$728.07M

-9.0%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$0.00

-100.0%

Short Term Debt

$728.07M

+472.8%

Return on Assets

1.99%

N/A

Return on Invested Capital

16.36%

N/A

Free Cash Flow

-$12.78M

-169.9%

Operating Cash Flow

-$15.11M

-179.7%

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Questions About TMP

What is the current price of Tompkins Financial?

Tompkins Financial is trading at $99.06 per share.

What is the 52-week range for Tompkins Financial?

Over the past 52 weeks, Tompkins Financial has traded between $61.88 and $102.59.

How much debt does Tompkins Financial have?

As of the most recent reporting period, Tompkins Financial reported total debt of $728.07M.

How much cash does Tompkins Financial have on hand?

Tompkins Financial does not have cash on hand data available.

What is Tompkins Financial’s dividend yield?

Tompkins Financial currently has a dividend yield of 2.72%.

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