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Citizens

(OTC) CIZN

Current Price$9.05
Market Cap$50.90M
Since IPO (1999)+59%
5 Year-45%
1 Year+4%
1 Month-7%

Citizens Financials at a Glance

Market Cap

$50.90M

Revenue (TTM)

$82.65M

Net Income (TTM)

$8.14M

EPS (TTM)

$1.44

P/E Ratio

6.27

Dividend

$0.04

Beta (Volatility)

0.15 (Low)

Price

$9.05

Volume

456

Open

$9.01

Previous Close

$9.05

Daily Range

$9.01 - $9.05

52-Week Range

$6.44 - $10.00

CIZN News

No articles available.

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About Citizens

Industry

Banks

Employees

246

CEO

Stacy M. Brantley

Headquarters

Philadelphia, MS 39350, US

CIZN Financials

Key Financial Metrics (TTM)

Gross Margin

16%

Operating Margin

12%

Net Income Margin

10%

Return on Equity

15%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

15.95%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$50.90M

Shares Outstanding

5.62M

Volume

456

Short Interest

0.00%

Avg. Volume

3.65K

Financials (TTM)

Gross Profit

$52.00M

Operating Income

$9.55M

EBITDA

$9.55M

Operating Cash Flow

$6.75M

Capital Expenditure

$451.00K

Free Cash Flow

$6.30M

Cash & ST Invst.

$17.14M

Total Debt

$87.70M

Citizens Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$20.92M

+7.1%

Gross Profit

$13.45M

N/A

Gross Margin

64.31%

N/A

Market Cap

$50.90M

N/A

Market Cap/Employee

$206.90K

N/A

Employees

246

N/A

Net Income

$2.08M

+57.7%

EBITDA

$2.34M

+42.8%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$70.56M

+79.0%

Accounts Receivable

$5.77M

N/A

Inventory

$0.00

N/A

Long Term Debt

$13.47M

-40.9%

Short Term Debt

$74.22M

-76.3%

Return on Assets

0.54%

N/A

Return on Invested Capital

0.66%

N/A

Free Cash Flow

$1.05M

-57.3%

Operating Cash Flow

$1.14M

-60.7%

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Questions About CIZN

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