Accessibility Menu

How to Protect Your 401(k) During Divorce

When your relationship fades, don't let your savings go with it.

By Kailey HagenUpdated Apr 1, 2025 at 11:41 PM

Key Points

  • 401(k) assets in a divorce are divided based on state law, account balance, and other factors.
  • Use a QDRO to split 401(k) funds to avoid taxes and penalties.
  • You may not lose any of your 401(k) funds if you can offer your spouse other marital assets.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.