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401(k) Income Limit Rules for 2024 and 2025

An extra consideration to take into account when contributing to your 401(k).

By Motley Fool Retirement TeamUpdated Nov 25, 2024 at 9:17 PM

Key Points

  • 401(k) plans don't restrict eligibility based on income.
  • The 401(k) compensation cap for 2025 is $350,000, which may affect employer matching contributions.
  • Those classified as highly compensated employees (HCEs) face additional restrictions.

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