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My 401(k) Doesn't Have a Match. Is It Still Worth It?

A company match is one of the most appealing parts of a 401(k), but it's not the only factor.

By Motley Fool Retirement Team – Updated Dec 1, 2024 at 12:10AM

Key Points

  • One major benefit of a 401(k) is an employer match, but not all companies offer this perk.
  • Consider investing in an IRA before making unmatched 401(k) contributions.
  • A 401(k) can still offer valuable tax advantages, even if your contributions aren't matched.

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