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403(b) vs. Roth IRA: What's the Difference?

Both a 403(b) and a Roth IRA provide tax benefits for retirement savings, but they work differently. Here's what you should know.

By Motley Fool Retirement Team – Updated Nov 23, 2024 at 2:18PM

Key Points

  • 403(b) plans offer tax-deferred retirement investing for public sector employees.
  • Roth IRAs allow flexible, tax-free withdrawals in retirement
  • Investing in both 403(b) and Roth IRA accounts can maximize retirement benefits
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

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