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What Is Student Loan Forbearance?

By Catherine BrockUpdated Jul 5, 2025 at 5:25 PM

Key Points

  • Forbearance can pause or reduce student loan payments for up to a year.
  • Accrued interest during forbearance raises total repayment costs.
  • Alternatives to forbearance include deferment and income-driven repayment plans.

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