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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

plant growing out of jar of coins
Oct. 3, 2025 | By Joel O'Leary

How Much Interest $10,000 Earns in a High-Yield Savings Account

See how much $10,000 can earn in a high-yield savings account and why these accounts are a smarter home for your cash.
Bank teller assisting a customer with cash transaction.
Oct. 3, 2025 | By Ryan Wilcox

Chase Might Be the Worst Place to Keep $20,000 in Savings. Here's Why

A Chase savings account is one of the worst places to keep your money. Read on to learn about two better places to save today.
Happy person holding cash in one hand and smartphone in the other.
Oct. 3, 2025 | By James McClenathen

Act Fast: Get up to a $300 Bonus With This High-Yield Savings Account

The CIT Platinum Savings account now offers a new-member bonus of $225 or $300 when you deposit a certain amount. See if it's worth opening an account today.
Chain and padlock wrapped around stack of 100 dollar bills.
Oct. 3, 2025 | By James McClenathen

Best CD Rates Today, Oct. 3, 2025: Up to 4.45% APY Still Available -- Lock In Before High Rates Disappear

CDs today are paying up to 4.45% APY. After last month's Fed rate cut, it's wise to lock in a solid return now before these elevated yields decline.
Stacks of coins
Oct. 3, 2025 | By Jake FitzGerald

Today's Best High-Yield Savings Account Rates: Oct. 3, 2025 -- Earn up to 5.00% APY

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Various piles of coins with upward arrows and an upward trending line graph laid overtop.
Oct. 2, 2025 | By Jake FitzGerald

Most Banks Are Cutting Savings Account APYs After the Fed's Move. This One Just Raised Its Rate

Most banks are cutting savings APYs after the Fed's rate decrease, but one just raised its rate in a shocking move. Here's why it matters.
Two men in thought looking at a laptop screen together.
Oct. 2, 2025 | By James McClenathen

Cashing Out a CD? Don't Make These 3 Mistakes

Find out why letting CDs auto-renew, withdrawing cash to a low-yield account, and paying early-withdrawal penalties could cost you a lot of money.
A person wearing business clothes and riding a bike on a city street.
Oct. 2, 2025 | By Joel O'Leary

10 Signs Someone Is Rich (but You'd Never Know It)

Wealth often hides in plain sight. Here are 10 surprising signs someone may be rich without showing it off.
Bank customer dealing with cash with teller.
Oct. 2, 2025 | By Ryan Wilcox

I Keep Less Than $100 in My Checking Account. Here's Why

My checking account has next to nothing in it, and that's intentional. Here's how I earn hundreds of dollars a year on the rest of my cash.
An hourglass on top of a calendar.
Oct. 2, 2025 | By James McClenathen

Best CD Rates Today, Oct. 2, 2025: Snag 4.45% APY Before Rates Drop Further

The best CDs today are paying up to 4.45% APY. After last month's Fed rate cut, it's a smart time to lock in a solid return before high yields slip away.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Oct. 2, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Oct. 2, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
Happy couple looking at paperwork and cellphone.
Oct. 1, 2025 | By Joel O'Leary

5 Stealth Wealth Habits That Keep Me Happy (Without Looking Flashy)

True wealth isn't about showing off. These stealth wealth habits help me stay financially free, enjoy life, and keep stress low -- without needing to look rich.
Sad woman with money flying out of wallet
Oct. 1, 2025 | By Jake FitzGerald

Here's Why Ignoring CD Rates Could Be the Most Expensive Mistake You Make in 2025

CD rates are slipping in 2025. Lock in today's high yields before they fall further and protect your savings.
Two men looking at a laptop together in a cafe.
Oct. 1, 2025 | By Joel O'Leary

My Best Friend Didn't Even Know He Was Earning 0.01% -- I Showed Him This 4.20% APY Account

See how a simple account switch turned dusty savings into $100 a month passive income, and how you can do the same.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Oct. 1, 2025 | By Jake FitzGerald

Next Fed Meeting: It Starts Oct. 28 and Here's What to Expect

The Fed meets Oct. 28 to 29 and is expected to cut rates again. Here's what it means for credit cards, savings, and your wallet.
Young man pausing from using his laptop to look at a calendar.
Oct. 1, 2025 | By Ryan Wilcox

Up to 4.15% APY: The 4 Best Long-Term CDs of October 2025

Interest rates are expected to fall over the next few years. Here's how you can keep earning a high APY with our favorite long-term CDs.
An hourglass being held in a hand outdoors.
Oct. 1, 2025 | By James McClenathen

Best CD Rates Today, Oct. 1, 2025: Get up to 4.45% APY While You Still Can

Today's top CDs pay up to 4.45% APY. With last month's Fed rate cut, now's the time to secure a strong return before these elevated yields fade away.
An envelope with various bills sticking out
Oct. 1, 2025 | By Jake FitzGerald

Looking for the Best High-Yield Savings Rates on Oct. 1, 2025? Earn up to 5.00% APY Today

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow this October.
Piggy bank with "emergency fund" written on it
Sept. 30, 2025 | By Ryan Wilcox

If You're Saving $15,000 With Wells Fargo, You Could Be Making $500 More a Year

Your Wells Fargo savings account is earning next to no interest. Here's why it's time to open a high-yield savings account.
Rolled-up wad of cash placed in small beach chair on a sandy beach.
Sept. 30, 2025 | By Joel O'Leary

I'm Saving for a Vacation -- and This 4.20% APY Account Is Speeding It Up

A high-yield savings account is helping me reach a big travel goal faster. Here's how it's working and why it might help you too.
Man holding a fan of cash appears to be in thought.
Sept. 30, 2025 | By James McClenathen

Bank of America CD Rates: Up to 3.90% APY. Should You Open One?

Most Bank of America CD rates are low. See Bank of America's current CD rates and how they compare to the competition.
Elderly woman appears concerned about letter she's reading
Sept. 30, 2025 | By Jake FitzGerald

Will Social Security, Medicare, and Other Benefits Stop in a Government Shutdown?

Social Security and Medicare payments continue during a shutdown, but delays and service disruptions are still likely. Read on to learn more.
Person holding phone and paperwork on a clipboard and making calculations while sitting on a couch.
Sept. 30, 2025 | By Joel O'Leary

Here's What $25K Earns in a Big Bank vs. a High-Yield Account

Big bank savings accounts have notoriously low interest rates, while high-yield savings accounts pay way more. Here's how much $25,000 can really earn.
A couple counts dollar bills together at home.
Sept. 30, 2025 | By Joel O'Leary

This Account Could Help You Save $5,000 Faster

If you've hit a savings plateau, here's how this high-yield account can help you grow past $5,000 faster, without changing your daily routine.
Vault filled with stacks and rolls of money.
Sept. 30, 2025 | By Ryan Wilcox

The 3 Safest Places to Park Your Cash in September 2025

Looking for a way to earn more while keeping your money safe? Learn why HYSAs, CDs, and index ETFs are all great options.