The Top Fintech Companies to Invest in for 2025

Investing in Top Fintech Companies

By Matthew Frankel, CFP – Updated Sep 2, 2025 at 9:18 AM | Fact-checked by Frank Bass

Key Points

Fintech stocks span various services, including payment processing and online banking.
Top fintech stocks for investment include Block, PayPal, and Bank of America.
The Global X Fintech ETF offers diversified exposure to the fintech sector.

Fintech is a combination of the words finance and technology. Fintech stocks represent shares in publicly traded financial technology businesses.

Fintech is a broad category made up of companies that apply new technology to financial businesses. Companies that develop new digital payment-processing solutions are considered fintech. So are companies that build and operate person-to-person payment applications. And these are just two examples.

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Woman holding her smartphone and a coffee — Image source: Getty Images.

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The potential of fintech is exciting. You might be surprised at how many cash-based transactions are still happening around the world, and how many people still have their savings at brick-and-mortar banks that barely pay any interest.

In this article, we'll take a look at the different types of fintech stocks and some specific examples of promising fintech stocks you can buy right now.

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Ticker Information Table
Name and ticker	Market cap	Current price	Industry
Block (NYSE:XYZ)	$48.5 billion	$79.54	Diversified Financial Services
PayPal (NASDAQ:PYPL)	$66.7 billion	$69.79	Diversified Financial Services
Bank of America (NYSE:BAC)	$389.4 billion	$52.43	Banks
Adyen (OTC:ADYE.Y)	$55.4 billion	$17.57	Diversified Financial Services
MercadoLibre (NASDAQ:MELI)	$109.6 billion	$2,161.11	Multiline Retail

Data as of Oct 25, 2025.

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NYSE: XYZ

Block

Today's Change

(1.25%) $0.98

Current Price

$79.54

Key Data Points

Market Cap

$48B

Day's Range

$79.20 - $80.38

52wk Range

$44.27 - $99.26

Volume

3.9M

Avg Vol

6.7M

Gross Margin

38.81%

Dividend Yield

N/A

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NASDAQ: PYPL

PayPal

Today's Change

(0.18%) $0.13

Current Price

$69.78

Key Data Points

Market Cap

$67B

Day's Range

$69.75 - $71.24

52wk Range

$55.85 - $93.66

Volume

385K

Avg Vol

13M

Gross Margin

41.70%

Dividend Yield

N/A

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NYSE: BAC

Bank of America

Today's Change

(1.29%) $0.67

Current Price

$52.43

Key Data Points

Market Cap

$389B

Day's Range

$51.84 - $52.81

52wk Range

$33.06 - $52.88

Volume

1.5M

Avg Vol

34M

Gross Margin

0.00%

Dividend Yield

0.02%

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OTC: ADYE.Y

Adyen

Today's Change

(0.74%) $0.13

Current Price

$17.57

Key Data Points

Market Cap

$55B

Day's Range

$17.46 - $17.62

52wk Range

$12.68 - $19.94

Volume

639K

Avg Vol

1.1M

Gross Margin

83.34%

Dividend Yield

N/A

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NASDAQ: MELI

MercadoLibre

Today's Change

(0.59%) $12.79

Current Price

$2161.11

Key Data Points

Market Cap

$110B

Day's Range

$2140.02 - $2185.00

52wk Range

$1646.00 - $2645.22

Volume

368K

Avg Vol

427K

Gross Margin

45.87%

Dividend Yield

N/A

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MercadoLibre (MELI +0.59%) is often referred to as the Amazon (AMZN +1.43%) of Latin America, and the nickname certainly makes sense. The company has a massive e-commerce business, with about $60 billion in annualized merchandise sales volume, and it continues to grow at an impressive pace.

The company also has a logistics platform (Mercado Envios) and a lending business (Mercado Credito), both of which have gained serious traction in recent years. Mercado Credito is especially interesting, with 91% year-over-year growth in the credit portfolio in mid-2025.

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Fiscal Quarter

In the financial world, a quarter refers to a three-month period used for reporting and recording financial performance, typically representing one-fourth of a company's fiscal year.

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However, it's perhaps the Mercado Pago payments platform that is most exciting, at least from a fintech perspective. The business processes more than $250 billion in annualized payment volume and is growing at a much faster rate than the e-commerce business.

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A great arena for long-term growth investors

Investing in fintech stocks isn’t for investors with a low tolerance for volatility and risk. Like any exciting growth industry, fintech is likely to be a bit of a roller-coaster ride as the industry matures.

However, for long-term investors with relatively high risk tolerance, fintech stocks such as those mentioned here can be an excellent means of capitalizing on one of the most exciting growth trends in the business world.

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About the Author

Matt Frankel, CFP, is a contributing Motley Fool stock market analyst and personal finance expert covering financial stocks, REITs, SPACs, and personal finance. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, The National Desk, and other TV networks and publications for his financial, stock market, and investing expertise.

TMFMattFrankel

@MattFrankelCFP

Bank of America is an advertising partner of Motley Fool Money. Matt Frankel has positions in Amazon, Bank of America, Block, MercadoLibre, and PayPal. The Motley Fool has positions in and recommends Adyen, Amazon, Bitcoin, Block, MercadoLibre, Microsoft, PayPal, and Uber Technologies. The Motley Fool recommends the following options: long January 2026 $395 calls on Microsoft, long January 2027 $42.50 calls on PayPal, short January 2026 $405 calls on Microsoft, and short September 2025 $77.50 calls on PayPal. The Motley Fool has a disclosure policy.