Accessibility Menu
Yiren Digital logo

Yiren Digital

(NYSE) YRD

Current Price$1.53
Market Cap$125.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2015)-82%
5 Year-65%
1 Year-74%
1 Month+25%

Yiren Digital Financials at a Glance

Market Cap

$125.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥5.10B

Net Income (TTM)

-CN¥688.35M

EPS (TTM)

-$1.17

P/E Ratio

-1.23

Dividend

$0.22

Beta (Volatility)

1.07 (Average)

Price

$1.53

Volume

23,381

Open

$1.32

Previous Close

$1.53

Daily Range

$1.31 - $1.59

52-Week Range

$0.82 - $6.79

Estimated Earnings Date

Aug 13, 2026

YRD: Motley Fool Moneyball Superscore

60

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Yiren Digital

Industry

Consumer Finance

Employees

981

CEO

Ning Tang

Headquarters

Beijing, 100022, CN

YRD Financials

Key Financial Metrics (TTM)

Gross Margin

85.00%

Operating Margin

12.03%

Net Income Margin

-13.49%

Return on Equity

-7.18%

Return on Capital

23.02%

Return on Assets

-5.51%

Earnings Yield

-81.30%

Dividend Yield

15.28%

Payout Ratio

-39.68%

Stock Overview

Market Cap

$125.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

87.34M

Volume

23.38K

Avg. Volume

1.03M

Financials (TTM)

Gross Profit

CN¥4.34B

Operating Income

CN¥613.93M

EBITDA

-CN¥443.37M

Operating Cash Flow

CN¥703.62M

Capital Expenditure

-CN¥25.74M

Free Cash Flow

CN¥677.88M

Cash & ST Invst.

CN¥2.45B

Total Debt

CN¥35.29M

Yiren Digital Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

CN¥927.64M

-40.3%

Gross Profit

CN¥730.09M

-45.1%

Gross Margin

78.70%

N/A

Market Cap

$125.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$132.53K

N/A

Employees

949

N/A

Net Income

-CN¥493.54M

-299.4%

EBITDA

-CN¥371.56M

-220.8%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

CN¥2.45B

-39.3%

Total Debt

CN¥35.29M

-6.7%

Accounts Receivable

CN¥6.61B

+37.0%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥35.29M

-6.7%

Short Term Debt

CN¥0.00

N/A

Return on Assets

-5.51%

N/A

Return on Invested Capital

5.36%

N/A

Free Cash Flow

-CN¥206.51M

N/A

Operating Cash Flow

-CN¥180.77M

-449.1%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
ANTAAntalpha Platform Holding Company
$5.26-2.41%
SUIGSUI Group Holdings Limited
$1.29+4.03%
TONXTON Strategy Co.
$3.40+18.06%
JRVRJames River Group Holdings, Ltd.
$4.49+0.67%

Trending Stocks

Symbol / CompanyPricePrice Chg
AALAmerican Airlines Group
$17.75-0.01%
TAT&T
$20.58+0.00%
INTCIntel
$122.20+0.02%
SOFISoFi Technologies
$18.61+0.02%

Questions About YRD

What is the current price of Yiren Digital?

Yiren Digital is trading at $1.53 per share.

What is the 52-week range for Yiren Digital?

Over the past 52 weeks, Yiren Digital has traded between $0.82 and $6.79.

How much debt does Yiren Digital have?

As of the most recent reporting period, Yiren Digital reported total debt of CN¥5.11M.

How much cash does Yiren Digital have on hand?

Yiren Digital reported CN¥410.60M in cash and cash equivalents in its most recent financial results.

What is Yiren Digital’s dividend yield?

Yiren Digital currently has a dividend yield of 15.28%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.