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This Is the Average 401(k) Balance. How Does Yours Compare?

Is your balance more or less than the average?

By Kailey Hagen – Updated Mar 10, 2025 at 11:23AM

Key Points

  • Invest early in 401(k) to leverage compound earnings for a substantial retirement fund.
  • Average 401(k) balances vary by age and income, affecting retirement readiness.
  • Retirees may face income shortages; increasing 401(k) contributions can help.
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

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