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What You Should Know About IRA Distributions in 2025

Avoid the early withdrawal penalty by knowing these rules.

By Kailey Hagen – Updated Nov 12, 2024 at 2:16PM

Key Points

  • Starting required minimum distributions (RMDs) at age 73 helps you avoid a 25% penalty on missed withdrawals.
  • Roth IRA contributions, but not earnings, can be withdrawn anytime tax-free.
  • There are exceptions to early withdrawal penalties for things like higher education costs.
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

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