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How Much Should You Contribute to Your 401(k)?

Make sure you contribute at least this much.

By Adam Levy – Updated Feb 8, 2025 at 11:42PM

Key Points

  • Maximize 401(k) savings by contributing enough to receive the full employer match.
  • Gradually increase contributions up to the 401(k) contribution limit for additional savings.
  • If you're over 50, utilize catch-up contributions to further enhance 401(k) savings and tax benefits.
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

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