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Roth IRA Benefits: The Pros of the Plan

A Roth IRA has ample tax benefits, plus some other perks that can help you reach your financial goals.

By Motley Fool Retirement TeamUpdated Nov 24, 2024 at 5:20 PM

Key Points

  • Roth IRAs are funded with after-tax dollars.
  • Withdrawals from Roth IRAs don't count toward taxable income if you're 59 1/2 and you've had the account for at least five years.
  • Roth IRA funds don't have RMDs, making them a good estate planning tool.

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