While the old saying that 'tis better to give than to receive may be true, chances are that you'll be on both the giving and receiving end of gifts this holiday season. If some of the gifts you receive wind up being cash, congratulations, you've got an incredibly flexible gift that you can put to use any way you'd like.
Of course, there are some ways of using that cash are smarter than others. These 20 ways are among the more intelligent ones for you to consider when it comes to your own holiday cash.
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