Revolut has an ambitious goal: to build the world's most powerful financial app. The company wants to give people and businesses greater control of their finances so they can make better-informed decisions about how they spend, save, and grow their money.
The company has come a long way in a short period. It started in the U.K. in 2015 by making transfers and foreign exchanges faster and cheaper than at traditional banks.
Since then, it has grown into a global financial powerhouse with more than 65 million customers across 140 countries. The company is launching new products and expanding to more countries worldwide to continue growing its reach.
Revolut's revolutionary approach and rapid growth are making it a widely anticipated initial public offering (IPO). The company's products and growth potential might have you interested in investing in its stock. Here's a guide to everything you need to know about how to invest in stocks like Revolut and the company ahead of its eventual IPO.
IPO
Is Revolut publicly traded?
Revolut wasn't a publicly traded company as of late 2025. It had yet to complete an initial public offering.
When will Revolut IPO?
As of late 2025, Revolut didn't have an IPO on the calendar. However, the financial technology (fintech) company was preparing to go public after finally getting its U.K. banking license in July 2024. The company appears to be considering a dual listing in London and New York with a valuation at around $75 billion.
Is Revolut profitable?
Private companies like Revolut don't have to report quarterly earnings like public companies do. However, with the company gearing up for an IPO, it reported financial results in its annual report for 2024.
According to its report, the company generated $4 billion in revenue in 2024, a 72% increase from 2023. Meanwhile, profit before tax was $1.4 billion, and the company had a net profit margin of 26%.
Alternatives to Revolut stock
You can't buy shares of Revolt in a brokerage account yet because it's not a publicly traded company. However, investors interested in the fintech company do have options.
Here are three Revolut investment alternatives:
1. Nu Holdings
Nu Holdings (NU +0.48%) is a digital financial service company. It offers savings, investing, borrowing, and insurance solutions to more than 110 million customers in its home country of Brazil and in Mexico and Columbia.
The company's growth potential has caught the eye of well-known investor Warren Buffett. His company, Berkshire Hathaway (BRK.A +0.15%)(BRK.B -0.42%), was an early shareholder of Nu Holdings.
2. PayPal Holdings
PayPal Holdings (NYSE:PYPL) is a leader in digital payments. The company's technology serves as a backbone for enabling people to make digital payments to merchants and other PayPal users.
As of late 2025, it had more than 434 million users. PayPal is a highly profitable company that generates significant free cash flow, most of which it returns to investors through share repurchases.
3. SoFi Technologies
SoFi Technologies (SOFI -1.73%) is a financial services company. It provides customers with bank accounts, credit cards, brokerage accounts, mortgages, student loans, and insurance.
The company is expanding fast as more consumers sign up for its growing list of financial products and services. As of late 2025, it had 11.8 million members. After years of posting losses, SoFi finally turned the corner on profitability in 2024.
How to buy stocks similar to Revolut
People who want to buy one of these Revolut alternatives can purchase shares in any brokerage account. Here's a step-by-step guide to investing in these fintech companies.
- Open your brokerage account: Log in to your brokerage account where you handle your investments.
- Search for the stock: Enter the ticker or company name into the search bar to bring up the stock's trading page.
- Decide how many shares to buy: Consider your investment goals and how much of your portfolio you want to allocate to this stock.
- Select order type: Choose between a market order to buy at the current price or a limit order to specify the maximum price you're willing to pay.
- Submit your order: Confirm the details and submit your buy order.
- Review your purchase: Check your portfolio to ensure your order was filled as expected and adjust your investment strategy accordingly.
Continued profit growth will be important for Revolut as it seeks to go public. Over the long term, earnings growth has historically been the primary driver of stock price appreciation.
Should I invest in Revolut?
Since Revolut isn't publicly traded yet, investors have lots of time to research the company to determine whether they want to buy shares when it eventually completes its IPO. Here are some factors that could lead you to buy shares when the company goes public:
- You're a fan of Revolut and use its products.
- You think Revolut could disrupt the traditional banking sector.
- You believe Revolut can continue growing its revenue briskly and deliver even faster earnings growth.
- You think Revolut deserves a high valuation, given its growth prospects.
- You understand the risks of investing in IPO stocks, including that the shares could be volatile and lose value.
On the other hand, here are some reasons you might decide not to invest in Revolut's IPO:
- You don't use Revolut or prefer a competitor's platform.
- You're concerned about Revolut's competition, which could affect its ability to grow.
- You're more of a value-focused investor and think Revolut's valuation is high.
ETFs with exposure to Revolut
Revolut is still a private company that has yet to complete an IPO, so investors can't get passive exposure to the fintech company through an exchange-traded fund (ETF).
Exchange-Traded Fund (ETF)
However, investors interested in the fintech space can gain exposure to similar companies by investing in an ETF focused on the sector. Here are two notable fintech ETFs to consider:
- Ark Fintech Innovation ETF (ARKF -0.83%): This ETF is actively managed by the well-known investor Cathie Wood. The fund typically holds 35 to 55 companies focused on the fintech theme. In late 2025, its largest holding was Shopify (SHOP -5.93%) at 8.8% of its holdings. The ETF has a reasonable ETF expense ratio of 0.75%.
- Global X FinTech ETF (NYSENKT:FINX): The Global X FinTech ETF is a passively managed fund that aims to track the Indxx Global FinTech Thematic Index. It had 64 holdings as of late 20245, led by Coinbase (COIN +1.25%) at 7% of its holdings. This fund has a reasonable ETF expense ratio of 0.68%.
Related investing topics
The bottom line on Revolut
Revolut wants to be a disruptive force in the financial sector by building the world's first financial super app. It's rapidly increasing its user base, expanding into more countries, and growing its suite of products and services.
That's helping drive robust revenue growth and boosting profitability. If Revolut can continue growing its financial results, it could be an exciting IPO stock to buy when the company decides to go public.
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