8 Benefits of Cryptocurrency & Why You Should Use It

Learn about eight benefits of owning cryptocurrency. Here's what you need to know.

By Adam Levy – Updated Sep 4, 2025 at 12:50 PM | Fact-checked by Margo Winton Parodi

Key Points

Cryptocurrency transactions are cheaper and faster than transactions done with traditional banking.
Cryptocurrencies enhance financial access without needing a traditional bank.
Investing in crypto can diversify and protect against inflation in portfolios.

Cryptocurrency has become extremely popular over the past few years, but many consumers and investors may be wondering what all the commotion is about. Why would anyone choose cryptocurrency when their local currency works just fine for most things? Why would someone invest in a cryptocurrency?

In fact, there are a lot of advantages to using and investing in cryptocurrency. Here are the top eight benefits to consider.

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A rendering of a coin with a lock on it. — Image source: Getty Images.

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Best Cryptocurrency Apps and Exchanges for ##MONTH## ##YEAR##

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A rendering of a glowing chain. — Image source: Getty Images.

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About the Author

Adam Levy is a contributing Motley Fool stock market analyst covering technology, consumer, and financial stocks and how policy, economic, and consumer trends shape personal finance, Social Security and retirement savings. Before The Motley Fool, Adam was a financial advisor at Edward Jones. He studied finance and electrical engineering at Carnegie Mellon University.

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Adam Levy has positions in Bitcoin and Ethereum. The Motley Fool has positions in and recommends Bitcoin and Ethereum. The Motley Fool has a disclosure policy.