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Do Roth IRAs Have RMDs?

There are usually no required minimum distributions on Roth IRAs -- with some exceptions.

By Lyle DalyUpdated Apr 25, 2025 at 10:40 PM

Key Points

  • Roth IRAs don't require RMDs, allowing owners to preserve investments indefinitely.
  • Inherited Roth IRAs generally must be depleted within 10 years if the owner died after 2019.
  • Withdrawals from Roth IRAs remain tax-free, making this type of account a powerful way to preserve wealth.

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