Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 

Recent Articles

Aug. 18, 2025 | By Ryan Wilcox

Offer Ending Soon: Get $1,500+ Toward Travel With the Chase Sapphire Reserve Card

Don't miss your chance to earn 100,000 bonus points and a $500 travel credit with the Chase Sapphire Reserve. Learn more about this premium travel card here.
Aug. 18, 2025 | By Joel O'Leary

What to Do if Your Credit Card Application Gets Denied

Got denied for a credit card? Here's how to bounce back, fix what went wrong, and improve your odds of approval next time.
Aug. 18, 2025 | By James McClenathen

The Best Balance Transfer Cards This Week, August 18, 2025: 0% APR for up to 24 Months

Looking to pay off debt? This week's best balance transfer cards give you long 0% intro APR periods and no annual fees -- compare top choices and save on interest.
Aug. 17, 2025 | By Brooklyn Sprunger

Longest 0% Intro APR Card Offers This Week: August 17, 2025 -- Enjoy No Interest Until 2027

Score up to 24 months interest-free with this week's best 0% intro APR cards -- perfect for large purchases or paying off debt without extra interest.
Aug. 16, 2025 | By Joel O'Leary

The Amex Blue Cash Preferred Card Is Our Award Winner for Food, Fuel, and a Top-Tier App

Here's how to earn top rewards on groceries, gas, and streaming while enjoying one of the best mobile apps in the business.
Aug. 16, 2025 | By Joel O'Leary

My Credit Score Is 822. Here's Why Amex and Citi Denied My Credit Card Application

A perfect credit score doesn't guarantee approval. Here's why I got denied by Amex and Citi, and what you can learn from my experience.
Aug. 16, 2025 | By Ryan Wilcox

Last Chance: Earn 100,000 Bonus Points and a $500 Travel Credit With the Chase Sapphire Reserve Card

Time's running out to land this huge welcome bonus with the Chase Sapphire Reserve. See if you should apply for this premium travel card now.
Aug. 16, 2025 | By Joel O'Leary

I Watched My Friend Crush Her Debt With This 0% Intro APR Card -- Here's How It Works

See how my friend used a 0% intro APR card to pay off $10,000 in credit card debt and save thousands in interest -- and how you can, too.
Aug. 16, 2025 | By Joel O'Leary

This Week's Best Credit Card Sign-Up Bonuses: August 16, 2025 -- Act Fast Before These Deals Expire

This week's top credit card sign-up bonuses offer big rewards -- cash back, travel perks, and more. Hurry, these limited-time deals won't last long.
Aug. 15, 2025 | By Joel O'Leary

5 Reasons You Can Be Denied a Credit Card (Besides Your Credit Score)

Even with an excellent credit score, a lender can still reject you. Here are five other factors that might stand in your way.
Aug. 15, 2025 | By Joel O'Leary

The 5 Biggest Mistakes You Can Make When Paying Off Credit Card Debt

Avoid these five common debt payoff mistakes to save money, pay off your credit cards faster, and finally break free from high-interest debt.
Aug. 15, 2025 | By Joel O'Leary

Need a Break From Interest Payments? This Is Our 0% Intro APR Award-Winning Credit Card

Learn why this Wells Fargo card earned our 2025 Award for Best 0% Intro APR Card, with nearly two years of interest-free purchases and balance transfers.
Aug. 14, 2025 | By Brooklyn Sprunger

3 Hidden Perks of the Citi Strata Elite That Could Surprise You

The newly-launched Citi Strata Elite isn't your typical luxury travel card. Here are three underrated perks that make it more rewarding than you might expect.
Aug. 14, 2025 | By Ryan Wilcox

Here's the Only Credit Card You Need in 2025

The Wells Fargo Active Cash earns unlimited 2% cash rewards with no annual fee. Here's why it's one of the only credit cards I keep in my wallet.
Aug. 14, 2025 | By Joel O'Leary

4 Traits of Americans With a Perfect 850 Credit Score

Only 1.54% of Americans have a perfect 850 credit score. Learn the main habits they share, and how using them can boost your own score.
Aug. 13, 2025 | By Joel O'Leary

See Why We Named Citi Simplicity the Best Credit Card for Paying Off Debt

Get out of debt faster and save on interest with one of the longest 0% intro APR offers on the market. Here's how this Citi card works.
Aug. 13, 2025 | By Ryan Wilcox

Forget the Amex Platinum: This Is My Favorite Travel Card Now

For most people, the Chase Sapphire Preferred's lower annual fee and simpler rewards make it a smarter pick than the Amex Platinum. Here's why I recommend it.
Aug. 13, 2025 | By Ryan Wilcox

I Keep 2 of Our Award-Winning Credit Cards in My Wallet. Here's Why That's All I Need in 2025

For years, I've been earning easy rewards with two Motley Fool Money award-winning cards. Here's why I'm still sticking with them.
Aug. 12, 2025 | By Joel O'Leary

5 Places You Should Never Use a Debit Card

Debit cards lack the rewards and protection of credit cards. Learn when using one could cost you more than you think.
Aug. 12, 2025 | By Joel O'Leary

This Is Our Top Pick for a No Annual Fee Credit Card in 2025

This card earns high cash back, offers a $200 bonus, and charges no annual fee. Find out why it's our 2025 top pick for no-fee credit cards.
Aug. 12, 2025 | By Joel O'Leary

A $6,000 Balance Transfer Could Save $1,842 in Interest With This Card

Learn why this Wells Fargo card earned our 2025 Award for Best 0% Intro APR Card, with its long window for interest-free purchases and balance transfers.
Aug. 11, 2025 | By Joel O'Leary

I Got Denied for 2 Credit Cards -- Even With an 820+ Credit Score. Here's Why

A perfect credit score isn't a golden ticket. Here's why I got rejected by Amex and Citi, and how you can avoid the same mistakes.
Aug. 11, 2025 | By Ryan Wilcox

How I Got Over $600 in Cash Back in a Year With One Chase Card

I earned $614 in cash back in my first year with the Chase Freedom Unlimited. Here's how you can do the same.
Aug. 11, 2025 | By Joel O'Leary

Struggling With Credit Card Debt? See Why Citi Simplicity Just Won Our Top Balance Transfer Award

Drowning in interest charges? Citi Simplicity's 0% intro APR could save you thousands on debt. See how much it could help.