Accessibility Menu

How to Buy Upstart Stock

By Matthew DiLalloUpdated Aug 20, 2025 at 5:25 PM | Fact-checked by Parker Hicks

Key Points

  • Upstart uses AI to improve loan approvals and reduce default risks, leading to partnerships with over 100 companies.
  • The platform has expanded beyond personal loans into auto, home, and small business loans, increasing market opportunity.
  • Investor takeaway: Upstart's AI model predicts loan defaults better, potentially making its stock an appealing high-risk buy.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.