Up-and-Coming Stocks: 11 Stocks for 2026

Some of the best growth stocks aren't household names, at least not yet. These up-and-coming companies are still relatively early in their growth cycle. Investors could earn enormous returns as they reach their full potential.

Here's a closer look at some of the most intriguing up-and-coming growth stocks. Although riskier than more mature companies, they offer investors some of the highest return potential.

The company is just scratching the surface of its market potential. ServiceTitan estimates that the full deployment of its platform by its existing customers represents a $1.6 billion annual revenue opportunity (up from $916 million over the last 12 months).

Meanwhile, it has a much larger $13 billion serviceable market opportunity within the trades and markets it currently serves and a total addressable market estimated at more than $30 billion across all trades and markets. That provides it with a very long growth runway.

2. Coinbase Global

Coinbase Global is the largest cryptocurrency exchange in the U.S. It allows users to buy and sell cryptocurrencies, such as Bitcoin (BTC -1.09%) and Ethereum (ETH -2.41%). The platform completed its initial public offering (IPO) in 2021.

Coinbase aims to build the crypto economy -- a fair, accessible, efficient, and transparent financial system powered by crypto. As more people start trading cryptocurrency and other digital assets, Coinbase will likely continue thriving.

3. CrowdStrike Holdings

CrowdStrike Holdings is a cloud-based cybersecurity platform that relies on big data and artificial intelligence (AI) to detect threats and prevent breaches. Cybersecurity is a rapidly expanding market, considering threats continue to grow. That's powering brisk growth for CrowdStrike. Its annual recurring revenue (ARR) surged 23% to $4.9 billion in the third quarter of its 2026 fiscal year.

The company sees ARR topping $10 billion in the next five to seven years. And that's only a fraction of the opportunity it sees ahead. CrowdStrike believes its total addressable market opportunity for its AI-native security platform should reach more than $300 billion by 2030 (up from $140 billion in 2026) as the cybersecurity market grows and the company expands its capabilities.

4. Upstart

Upstart is the leading AI lending platform. It aims to improve access to affordable credit for more people while reducing costs for banks. It does that by leveraging the power of AI to more accurately identify risks and approve more applicants than traditional lending models based on credit scores.

The company originated $2.9 billion in loans during the third quarter of 2025. While that was up 80% year over year, it's just a fraction of the more than $25 trillion in annual global credit originations.

The company's growing brand awareness is driving rapid sales growth. On Holding intends to double its net sales over the next few years as it captures more of the massive and growing total addressable market for the sportswear it sells.

6. Lemonade

Lemonade is a tech-based insurance company that uses an AI-powered platform to make it easier for customers to buy insurance and process claims. Customers can buy a new insurance policy in a matter of minutes, and Lemonade can process claims in a few seconds. That's lightning fast compared to the days it often takes traditional insurance companies to process and pay out claims.

The company is growing quickly. Its customer count was almost 2.9 million in late 2025, up 24% from the previous year. It's also collecting a higher premium per customer (up 5% year over year) as it expands its offerings to include renter, home, life, auto, and pet insurance.

Lemonade is steadily growing its car insurance business by expanding to additional states. The company expects Lemonade Car to play a key role in driving accelerated growth in the future. With the insurance industry ripe for disruption, Lemonade can squeeze out a lot of growth by grabbing more market share from traditional insurers.

7. Chewy

Chewy is a pet-focused e-commerce company. It operates an online store and provides pet insurance and veterinary services. The company opened its first physical pet care clinic in 2024 and has expanded its reach into Canada. Chewy earns high praise for its customer service.

The company's sales increased by more than 8% to over $3 billion in the third quarter of 2025. This growth was driven by a rising average net sales per customer as more customers subscribed to its autoship service.

Chewy's expansion into adjacent markets is growing its total addressable market opportunity, giving it plenty of room to run. The company also recently launched its Chewy+ membership program in 2025, which is driving higher order frequency among its customers.

8. Snowflake

Snowflake operates a cloud-based data warehouse platform. It offers companies solutions to store all the data they collect while making it easily accessible. This technology is helping companies manage their AI data in the cloud.

The software company grew its ARR run rate by 30% over the past year, topping the $2 billion milestone in late 2025. A big growth driver was its addition of new locations. It has increased its location count by 23% to around 156,000 over the past year. The company still has a long growth runway ahead, given there are about 750,000 restaurants in the U.S. alone.

10. Klarna

Klarna is a leading digital bank and flexible payments provider (buy now, pay later). The company had more than 114 million active users in late 2025 and recorded an average of 3.4 million transactions each day. Klarna is an early leader in using AI to power its payments and commerce platform.

The company's active customers increased 32% in the third quarter of 2025, and gross merchandise volume rose 23%. Klarna sees massive market opportunities for payments ($520 billion with another $500 billion of expansion potential) and ads ($570 billion rising to $735 billion in the future). The company has only a tiny sliver of each market (0.6% for payments and 0.03% for ads), giving it a large growth runway.

11. Zscaler

Zscaler is a cloud-based cybersecurity platform. Increasingly, employees and customers need to access information stored in off-site data centers instead of a central server, and they're often viewing it from remote locations outside the office. Zscaler helps them access this information securely. The company is also combining its pioneering Zero Trust platform with AI to secure its customers' use of AI applications.

The company's ARR climbed 26% to more than $3.2 billion in its 2026 fiscal first quarter. The cybersecurity company continues to grow rapidly as new clients join its integrated platform and existing ones expand their relationships. Companies increasingly find they can consolidate their security architecture with Zscaler's better, lower-cost platform.

It set an ambitious goal to boost its ARR to $5 billion in the coming years. Zscaler aims to achieve its bold target by bringing new customers into its network and upselling existing ones.

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