Micro-Investing: Overview, Pros and Cons, Example

By Lyle Daly – Updated May 20, 2025 at 2:26 PM | Fact-checked by Frank Bass

Key Points

Micro-investing refers to making small, regular investments, which can be $1 or less.
Brokers now offer commission-free trading and fractional share trading, making it easier to micro-invest.
Round-up apps are another option, although the fees may reduce portfolio growth.

Micro-investing is a way for anyone to invest, even if they don't have much disposable income. With the rise in spare change investing apps and the number of brokers that have eliminated account minimums and trading fees, it's easier than ever to invest with any sort of budget.

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About the Author

Lyle Daly is a contributing Motley Fool stock market analyst covering information technology and cryptocurrency. Lyle has been a contributor at the financial services company since 2018. His work has been featured on USA Today, Yahoo Finance, MSN, Fox Business, and Nasdaq. Before joining The Motley Fool, he wrote for financial brands including Intuit.

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Lyle Daly has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.