Please ensure Javascript is enabled for purposes of website accessibility
Search
Accessibility Menu

401(k) Income Limit Rules for 2024 and 2025

An extra consideration to take into account when contributing to your 401(k).

By Motley Fool Retirement Team – Updated Nov 25, 2024 at 9:17PM

Key Points

  • 401(k) plans don't restrict eligibility based on income.
  • The 401(k) compensation cap for 2025 is $350,000, which may affect employer matching contributions.
  • Those classified as highly compensated employees (HCEs) face additional restrictions.
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

Our Guides

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.