What Is ChatGPT and How to Invest in It

Learn about the AI chatbot dominating the internet.

By Jeremy Bowman – Updated Oct 16, 2025 at 4:53 PM | Fact-checked by Frank Bass

Key Points

Microsoft is closely linked to ChatGPT through strategic investments and AI integrations.
Nvidia powers AI with GPUs essential for running models like ChatGPT.
Invest in AI-focused ETFs for broader exposure to generative AI stocks.

Generative AI has become the most hyped technology since the smartphone, and ChatGPT is the biggest reason why.

The technology has wowed everyone from CEOs to technologists to ordinary users, performing a wide range of activities like writing poetry and computer code or explaining complex subjects in neatly packaged paragraphs. It's also passed high-level exams for law school, medical licensing, and MBA programs, and it continues to get better with regular updates.

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An infographic defining what ChatGPT is and explaining how it works. — Image source: The Motley Fool.

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ChatGPT (the name stands for "Chat Generative Pre-Trained Transformer") uses a simple chat interface to answer questions directly and is as easy to use as Google Search. The free AI chat interface signed up 100 million users in just two months after its November 2022 launch, and it has the potential to disrupt industries from internet search to content creation. It now has 700 million weekly users.

In this article, we'll discuss the implications for ChatGPT and generative AI chatbots more generally, how you can get exposure to it as an investor, and whether you should invest in ChatGPT.

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Artificial Intelligence

Artificial intelligence is the use of machines to mimic human intelligence.

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Ticker Information Table
Name	Market cap	Dividend yield	Industry
Microsoft (NASDAQ:MSFT)	$3.9 trillion	0.63%	Software
Nvidia (NASDAQ:NVDA)	$4.5 trillion	0.02%	Semiconductors and Semiconductor Equipment
Arm Holdings (NASDAQ:ARM)	$180.8 billion	0.00%	Semiconductors and Semiconductor Equipment

Data as of Oct 27, 2025.

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NASDAQ: MSFT

Microsoft

Today's Change

(1.55%) $8.13

Current Price

$531.74

Key Data Points

Market Cap

$3892B

Day's Range

$529.01 - $534.54

52wk Range

$344.79 - $555.45

Volume

741K

Avg Vol

20M

Gross Margin

68.82%

Dividend Yield

0.01%

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NASDAQ: NVDA

Nvidia

Today's Change

(2.79%) $5.20

Current Price

$191.46

Key Data Points

Market Cap

$4526B

Day's Range

$188.44 - $191.77

52wk Range

$86.62 - $195.62

Volume

8.1M

Avg Vol

173M

Gross Margin

69.85%

Dividend Yield

0.00%

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NASDAQ: ARM

Arm Holdings

Today's Change

(4.65%) $7.94

Current Price

$178.62

Key Data Points

Market Cap

$181B

Day's Range

$174.27 - $183.16

52wk Range

$80.00 - $183.16

Volume

6.4M

Avg Vol

5.1M

Gross Margin

94.71%

Dividend Yield

N/A

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1. Invesco AI and Next Gen Software ETF

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2. Roundhill Generative AI & Technology ETF

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Roundhill Generative AI & Technology ETF (CHAT +2.75%) was the first ETF designed to track generative AI stocks. Roundhill believes that generative AI will be one of the most impactful technological innovations of the future as it delivers significant productivity growth.

Its top three holdings are currently Nvidia, Alphabet, and Astera Labs, which makes software and hardware for AI infrastructure. The fund began trading in May 2023, making it one of the newer ETFs available on the market. It has an expense ratio of 0.75%.

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3. iShares Robotics and Artificial Intelligence Multisector ETF

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About the Author

Jeremy Bowman has been a contributing Motley Fool stock market analyst, covering technology, consumer goods, and macroeconomic trends since 2011. Before The Motley Fool, Jeremy was a newspaper reporter, restaurant manager, and English teacher abroad. He holds a bachelor’s degree in English from Colorado College and a master’s degree in business administration from American University. One of his Motley Fool headlines was briefly featured on Late Night with Stephen Colbert.

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Jeremy Bowman has positions in Advanced Micro Devices, Arm Holdings, Meta Platforms, and Nvidia. The Motley Fool has positions in and recommends Advanced Micro Devices, Intel, Meta Platforms, Microsoft, and Nvidia. The Motley Fool recommends C3.ai and recommends the following options: long January 2026 $395 calls on Microsoft, short January 2026 $405 calls on Microsoft, and short November 2025 $21 puts on Intel. The Motley Fool has a disclosure policy.