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Saving vs. Investing: Which Route Should You Take?

These easy guidelines can help you reach your financial goals.

By Catherine Brock – Updated Nov 16, 2023 at 10:53AM

Key Points

  • Saving cash helps you achieve short-term financial goals, while investing helps you achieve longer-term goals.
  • Saving is low risk, but the inflation-adjusted returns are negative.
  • Investing comes with the risk of loss, but the long-term returns net of inflation are attractive.
Key findings are powered by ChatGPT and based solely off the content from this article. Findings are reviewed by our editorial team. The author and editors take ultimate responsibility for the content.

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